| Unacceptable Risks: |
 |
Dwellings
constructed prior to 1950, unless significant evidence
of upgrade. Must submit for approval. |
|
Property in poor physical
condition. |
|
Vacant or unoccupied
dwellings. (See our Dwelling Fire Program) |
|
Appurtenant structures
without dwellings. |
|
Barns, farms and ranches. |
|
Dwellings with more than
2-layer roof or a 2-layer roof of unlike kind (ie. comp
over wood) |
|
Any commercial exposure. |
|
Dwellings with more than
one family. |
|
Mobile homes or trailers. |
|
Dwellings in foreclosure. |
|
Dwellings with more than
two mortgages. |
|
Tenant-occupied dwellings.
(See our Dwelling Fire Program) |
|
Dwellings with aluminum
wiring not pigtailed. |
|
Any business occupancies
located on premises. |
|
Seasonal dwellings. (See
our Dwelling Fire Program) |
|
Dwellings with swimming
pools if not fenced at least four feet. |
|
Dwellings located on
more than 10 acres of land. |
|
Dwellings supported by
stilts. |
|
Dwellings not built on
slab or pier and beam foundation. (If on Pier/beam) it
must be skirted so underneath the house is not exposed
to outside elements. |
|
Wood burning stoves and
fireplace as main source of heat. |
|
Space heaters as the
main source of heat unless it has an automatic shut off
or
is thermostatically controlled. Must be permanently installed. |
|
Portable "plug-inheaters
must be permanently installed as not to tip over and have
a thermostat or automatic shutoff. |
